Financial Stability Learning Program
Build practical money management skills through structured learning sessions starting September 2025
Most people struggle with finances because they've never had proper guidance. We're launching a six-month program that breaks down budgeting, savings strategies, and financial planning into manageable weekly sessions. Our approach focuses on real-world application rather than theory you'll never use.
The program runs from September 2025 through February 2026, with sessions held at our Port Macquarie location. You'll work through actual financial scenarios and build a personalized stability plan.
Program Timeline and Topics
Each month tackles a different aspect of financial management. Sessions run weekly on Tuesday evenings, with optional Saturday workshops for deeper dives.
September 2025
Understanding Your Current Position
We start by mapping where your money actually goes. Most participants discover spending patterns they weren't aware of. You'll learn to track expenses without making it feel like homework and identify areas where small changes create noticeable impact.
October 2025
Building Realistic Budgets
Budgets fail when they're too rigid or unrealistic. This month covers flexible budgeting methods that accommodate irregular income and unexpected expenses. We'll work through different approaches until you find one that actually fits your life.
November 2025
Emergency Fund Strategies
Even a small emergency fund reduces financial stress significantly. You'll learn practical approaches to building savings when money feels tight, and strategies for keeping those funds separate from daily spending accounts.
December 2025
Managing Debt and Credit
Debt isn't inherently bad, but it needs proper management. This module covers prioritizing repayments, understanding interest rates, and using credit cards without falling into common traps. We also discuss when consolidation makes sense and when it doesn't.
January 2026
Planning for Larger Goals
Once basics are covered, we look at medium-term goals like home deposits or education costs. You'll learn to break large targets into achievable steps and adjust plans when circumstances change.
February 2026
Maintaining Momentum
The final month focuses on creating systems that continue working after the program ends. You'll develop review habits and learn to adjust your approach as your situation evolves.
Learning Formats
Different people learn best in different settings. We offer three formats that can be combined based on what works for you.
Evening Sessions
Tuesday evenings from 6:30 to 8:30 PM at our Port Macquarie location. These cover core material with group discussion and practical exercises.
- Interactive group sessions with 12-15 participants
- Hands-on budgeting exercises and scenario work
- Take-home materials and practice activities
- Q&A time for individual situations
Saturday Workshops
Monthly deep-dive sessions on specific topics. These are optional but popular with participants wanting extra detail on particular areas.
- Extended 4-hour format for thorough coverage
- Detailed case studies and examples
- Small group work on complex scenarios
- One-on-one review time available
Individual Consultations
Two private sessions included with program enrollment. These let us address your specific situation and adjust strategies to fit your circumstances.
- Personalized review of your financial situation
- Customized strategy development
- Confidential discussion of concerns
- Follow-up support between sessions
Program Facilitators
Our team brings both professional expertise and real experience helping individuals improve their financial situations.
Lars Bryndahl
Lead Program Facilitator
Lars spent twelve years in banking before shifting to financial education. He's noticed that most people need practical systems more than complex investment advice. His sessions focus on creating habits that actually stick rather than overwhelming participants with information they won't use.
Background: Banking operations, personal lending, financial counseling certification
Quentin Throssell
Workshop Coordinator
Quentin manages the practical workshop components and individual consultations. He's worked with hundreds of people on budget development and enjoys finding approaches that work for different personality types. His strength is adapting general principles to specific situations.
Background: Accounting, small business advisory, debt management planning
Program Investment
We offer two enrollment options depending on how much support you'd like throughout the program. Both include core sessions and materials.
Standard Program
Everything you need to build financial stability skills through structured group learning and personal application.
$1,450
six-month program
- 24 weekly evening sessions (September 2025 - February 2026)
- All course materials and planning templates
- One individual consultation session
- Access to participant support forum
- Monthly progress tracking tools
- Certificate of completion
Enhanced Support Program
Includes everything from standard program plus additional workshops and personalized guidance for complex situations.
$2,150
six-month program
- Everything included in Standard Program
- Six Saturday deep-dive workshops
- Three individual consultation sessions
- Priority review of personal financial plans
- Monthly one-on-one check-ins
- Ongoing support for 3 months post-program
Payment plans available for both options. Early registration discount of $200 applies for enrollments received before June 30, 2025. Classes are limited to 15 participants to maintain quality interaction. Contact us at help@caurithen.com or call +61498626666 to discuss which option suits your situation.